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Rates from 9.9% APR. Representative Example: Hire Purchase agreement, based on a vehicle with a cash price of £8,000.00, with £0 deposit, borrowing £8,000.00 over 5-years with a representative APR of 25.4% fixed, the amount payable would be £224.83 per month, with an option to purchase fee of £10.00, a total cost of credit of £5,489.80, and a total amount repayable of £13,489.80. Jigsaw Finance Limited t/a My Car Funder is a credit broker, not a lender.